Start at HDFC Bank SmartBuy When You Pay With an HDFC Card
Pay the SmartBuy order with the HDFC card or PayZapp itself, not UPI, because only HDFC card and PayZapp payments are listed as earning the SmartBuy reward.
If you pay with an HDFC Bank credit or debit card, open Jockey from the Jockey tab on the HDFC Bank SmartBuy portal. Do not go straight to jockey.in. The bank reward applies only when you arrive through SmartBuy, log in with your registered mobile number and OTP, and pay with the HDFC card or PayZapp. Infinia, Diners Black, Regalia and Diners Privilege cards earn extra reward points, and other HDFC debit and credit cards earn cashback. The current rate is shown on the SmartBuy page.
The reward is not instant. HDFC Bank posts the points or cashback within 90 working days from the end of the month you buy in. Cash on delivery, net banking and card EMI earn nothing, and corporate, commercial and virtual cards are excluded. Any item you return or cancel is taken out of the amount that earns.
Gift cards and vouchers cannot be used on a SmartBuy order. If you have a gift card balance, spend it on a separate order placed directly on jockey.in. Each card type also has a cap on SmartBuy rewards per month, and some have a daily cap too, listed on the store's SmartBuy terms page, so a very large order can earn less than the full rate.




