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Pay later offers

Shop now and pay the bill later, with offers from pay later apps and lenders.

 

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Pay later offers: FAQs

Before you choose pay later at checkout.

You shop now and pay the bill later, usually in one payment by a set date or in a few instalments. The provider approves your spending limit first.

Most providers charge a late fee and may add interest if you miss the due date. Their terms list every charge.

It can. Many providers report to credit bureaus, so a missed payment can lower your CIBIL score.

Offers are run by the bank, lender or app together with the store. They decide the eligible cards, minimum transaction value, maximum discount and validity, and can change these at any time. Please read the full T&Cs before you pay.